Three free, interactive calculators to help you estimate life insurance cover, home buildings and contents sum insured, and how car insurance excess affects a claim payout. All calculations happen in your browser and nothing you enter is stored or sent anywhere.
Estimate a cover amount using both the income multiplier and needs-based methods.
Estimate a starting figure for buildings rebuild cost and contents sum insured.
See how compulsory and voluntary excess affect what you'd actually receive on a claim.
Yes, all calculators on this page are free to use and do not require any personal details, an account, or a quote request.
No, these are educational estimating tools only. They provide a starting point for your own planning and research, not a binding quote or financial advice from an insurer or adviser.
The calculator applies two commonly used estimation methods, the income multiplier and needs-based approaches, based on the figures you enter. Accuracy depends entirely on the accuracy of your own inputs and individual circumstances not captured by a simplified calculation.
Buildings insurance should be based on rebuild cost, which reflects the cost of rebuilding your home from scratch, not its market sale value. These two figures are often very different.
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