Last reviewed: 30 July 2026 • Written & reviewed by the ShopTera Editorial Team
In short: Every ShopTera guide is checked against publicly available UK regulatory and industry information before publication, and reviewed again if we become aware of a change or an error.
What Fact-Checking Means at ShopTera
Fact-checking, in the context of an educational insurance website, means making sure that general statements about how insurance products, rules and terminology work are accurate and consistent with publicly available UK sources at the time of writing. It does not mean verifying every individual insurer's specific policy wording, which changes provider by provider.
Our Review Process
Research: the author gathers information from publicly available UK regulatory and industry sources, as described in our Sources & Methodology page.
Drafting: the guide is written in plain English, with insurance terminology explained rather than assumed.
Internal review: a member of the editorial team checks the draft for factual accuracy, clarity and consistency with other ShopTera guides before publication.
Publication: the guide goes live with a visible "last reviewed" date.
Ongoing monitoring: guides are revisited periodically, or sooner if an error is reported or a relevant change occurs.
What We Check For
Whether general descriptions of how a product or process works are accurate
Whether commonly used UK insurance terminology is used and explained correctly
Whether a guide is internally consistent with our other published content
Whether any figures or examples used are clearly presented as general or illustrative, rather than a specific insurer's live pricing
What Fact-Checking Cannot Guarantee
Insurance rules, products and pricing change regularly, and individual insurers may apply their own conditions that differ from general industry practice. Fact-checking a guide at the point of publication does not guarantee that every detail will remain accurate indefinitely, which is why we display a review date on every page rather than presenting content as permanently current.
Reporting a Factual Error
If you believe a ShopTera guide contains an error, we want to know. Please see our Corrections Policy for how to report it, or email admin@shoptera.co.uk directly with the page URL and a description of the issue.